Retirement Planning

Whatever your life stage, it’s so important to plan for financial stability in your life as soon as practical. You can do this, with our help, by:

  • Taking control of your finances at home

  • Making a long-term financial plan that suits your situation

  • Finding ways to grow your retirement income

  • Looking at asset diversification

 

The Key to a Comfortable Retirement

Superannuation is essential to retirement planning. With longer life expectancy in Australia, it’s apparent that the age pension will only be available in the future to the poor and marginalised.

But you could be better off than you think. We have been able to save some clients thousands of dollars in taxes through commonsense retirement income planning, tailored to their circumstances. Some clients who were previously unable to get the age pension now receive it, with no major change to their pre-existing income streams.

As the superannuation rules are changed nearly every year, it requires proactive planning to ensure your money is working as hard as it possibly can.

We’d love the opportunity to sit down and review your retirement planning, at no cost to you. Delaying this planning can have significant financial consequences. It’s your money, so let’s put it to work for you. Then you can achieve your goals for the future.

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Super Contributions

Will your superannuation meet all your needs and allow for your major dreams? Planning extra super contributions, handling a superannuation rollover, or uncovering the ideal pension strategy can all be made easier with our support.

These days, fewer retirees withdraw a lump sum; most have an account-based pension providing their living expenses. We’ll also calculate the best options to ensure any extra super contributions you make are taxed at the lowest rate applicable.

So why wait till later? Book in for a free, simple session (new clients) or if a client, review your contributions now, with the help of our financial service.


Self-Managed Super Funds

We provide expert help and guidance on the set-up and management of your SMSF.

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SMSF services:

  • Establishment

  • Rollover from existing funds

  • Compliance advice

  • Tax benefit advice

  • Annual reporting and Audits